To make the story shorter this is what happen…

It was on the 22nd of this month when my girlfriend was in a rush to get something she had forgotten at a restaurant, since she was on a rush she disregard the stop sign. An suv was driving maybe at 40mph (free) when she impact with it at 65 mph. I don’t remember if I had my seat-belt on. After an hour a cop came over and told me and my girlfriend and the other guy from the suv if we needed an ambulance. We all said no. At that moment I just felt pain in my right ear, and itchiness in my right side ribs. 5 hours later I notice a big lump in by back between my neck and shoulder. its been disappearing by now. Ive been taking painkiller and I feel great but I try a day with out them and I just feel a bit of pain in my back, my ear still hurts well the external part. My grandmother told me to not worry about the money nor she being my girlfriend and for me to report her insurance to pay for me and that I must go with a doctor to x ray my back and check my nerves and all possible things because that could bring serious problem to me in the future, my grandma told me that the insurance should cover that but I don’t know. So I am planning to comment that with my girlfriend so we both go together with a doctor and check both of us because her chest hurt as hell too. The problem is that the insurance is under his dads name an he only lend it to her that day, the truck was borrowed. I dont know if the insurance will cover, or what legal actions I must take, I mean I dont have the courage because she is me girlfriend but its her fault. Please advide me what should I do? Thanks!