Car accident, back end totaled, not at my fault, what do I do?
I was in a car accident today in Michigan, where I live. We were going down a 2-way 4-lane road in the left lane. There is no center turning lane. We had stopped for a car in front of us who was waiting to make a left turn over a double yellow. We were sitting there waiting for this car to turn as we couldn’t make our way over to the right lane to go around due to traffic, & next thing thing you know we were rear-ended by a guy in a truck. My car is a 1994 Dodge Shadow ES. The back end is smashed in really bad up to the back seat and the back window shattered. So it’s just the trunk thats been compressed. It is however no longer legally drivable (no lights, no bumper, no way to fit a new window in, tires are in contact with the smashed metal). The siding is pretty messed up due the impact as you cant open any of the doors. Everyone’s alright, though my sister, who happened to be driving, was taken into the hospital by the ambulance just to make sure there was no damage because she was feeling pain in her neck & back. Shes ok. I just want to know where to go from now legally as far as my losses with the vehicle & expenses put into it.
I’m at no fault. From what I was told, the kid has plpd insurance? I have really no fault insurance (?) Not sure what kind. (Though I should, shouldnt I?) The car is no longer legally drivable. So I’m basically out of a car. The police had it towed and he said it doesn’t cost me anything, but shouldn’t it if I wanted to take it out and have it towed back to my house? Its BS that they didnt let me figure out the towing myself if they are going to charge me for release..
Other than that I’m concerned about getting back the losses from the guy thats responsible..
The vehicle is retailed at no more than 00, but 00 has been put into it in the last year. I also have 2 amps, a subwoofer, and 2 speakers that due to him rear-ending me I may be losing out on (Ill see when I check the damages tomorrow). That stuff is only about 1 1/2 years old and if I replaced it today with the same brand & model it would cost me over 00. But, how crucial is it for me to have receipts for proof of the value since I don’t have them anymore. I bought it all offline and might not be able to recover it. But it was all new when I bought it, and you can easily look up the retail value today, which is the same as when I bought it.
Also, if I can’t get any transportation I will miss school which is currently being fully covered by FAFSA (govt. financial aid), but I’d be losing out on the grants they’ve given me (if I have to take these classes over it will then have to come out of my pocket, and I cant afford any of this right now as it is).
Anyways, please tell me what you think. Sorry for the long explanation, I just want it to be thorough to get more reliable responses to my situation. Thanks.


