Help!?!? My insurance is going to cover damage from my water heater…but this is what they say! Adjuster?

Ok, so our hot water heater, which is only 8 years old, sprung a leak this weekend. This flooded our basement 4 inches from wall to wall. Well, we were told to clean it out, and we did throw out a few items due to space issues. We had to get to the basement floor to drain it. We took photos of these items. Well they don’t want to cover them (dvd’s and clothing) because they cannot see them, but in order to get the basement cleaned out we had to throw SOME out. I did keep, wash, dry and fold over 300 pieces of clothing and put them into bins after. But about 100 pcs were just soaked and the color was running into the box. The dvd’s, I have 2000, about 300 were damaged and soaked, so we took a photo of the box that was soaked (filled with dvd’s) and then discarded them to be able to make room to clean. They say they aren’t covering them.

The other question, what about my electronics? My treadmill, 2 air conditioners, my Kirby Vaccum system, and my sons Clamshell Apple Ibook was down there …on the bottom storage shelf. THey are STILL there (treadmill on the floor) But were in 4 inches of water. I didn’t throw them out because I figured these were the things they would want to see. Anyway, they are trying to say that they can be "dried" out, and should function fine. I pay ALOT for my REPLACEMENT cost policy, and I feel like they are being awful. We spent 9 hours with shop vacs, and pumps draining our basement ourselves, and had people help us move things, wash dry and fold the clothing, and all in an effort to be as cooperative with them as possible…What can I expect for the items that are in the basement still that were filled with water???

Treadmill
Air Conditioners
Crib Mattress
Breast Pump
Computer
One Twin Size Mattress
One boxspring
Baby swing
Car seat
Beanie Babies (yes I know!!) with tag protectors
??????????????????
Our water heater has records of being checked yearly, and it seems that the gasket cracked and leaked. The water heater itself is in great shape. That is why. In order for my DVD’s to be in the same state they were before (which is what insurance is for) they would have to purchase new hard cases with slipcovers. WHICH you cannot do. My DVD’s are a collection and are usually the two disc copies. I have reciepts for ALL of these BTW.

Apple Ibook or not, it IS what is down there.
I have photos from all the damaged items, I don’t expect them to pay for each dvd, but I would like to replace as many as I can.

I have the manuals for the electronics…

Does Anyone no where i can get michigan state car seat covers for a truck?

Ive been trying to find Michigan state car seat covers for my 1997 f150 but i cant seem to find any good ones around so i was wondering if anyone knew of a site to look for them at

What do you want for Christmas?

I want:
Sweatshirt (picked out online)
Shirt (picked out online)
Sweater (picked out online)
Sony Dash
These fancy iPod speakers
Car seat covers that act as seat heaters

Doesn’t mean i’ll get it all but thats what I’m asking for! How bout you?

PS. Include your age and gender, I’m a teen girl.

What do babies really need from newborn – 3 months?

I am due october 8th, its real soon & i know babies can sometimes come before, i am starting to worry because i dont have all the things my baby needs ready, and theres so much out there but im not sure what you really need, and what are just luxuries.

Do i really need a waterproof crib pad?
Do i really need changing pad covers?

I can go on for ever so please tell me what i really need, so far i have lots of clothes i got alot of that as gifts, so i woudlnt worry about any clothing, i have more than enough blankets, i also have the crib with mattress & crib bedding set. I have bibs, burp clothes, bath essentials, diaper rash cream, wash clothes, hooded towels, stroller, i still need a car seat so what else do i need?

What convertible car seat is best for smaller cars?

We have a small(er) car (Toyota Matrix) that we need to purchase a convertible car seat for. Our other car sear is an Evenflo and fits great in our van, but I doubt the same kind would fit in the Matrix. Anyone have any recommedations for car seats for smaller cars?
eml – We love our Matrix. It’s a great size and the hatchback makes it easy to fit tons of stuff in. We have the 4WD model which is great in weather.

How does the Britax infant car seat compare to others?

I just had my third baby boy and need to purchase a new car seat. I think I want to get the Britax from target because of the side impact feature. I’m just wondering how other parents feel about it.
Thanks in advance.

Can anyone help me choose a baby car seat?

We’re about to have our first child. We don’t have a car but we live in a city and will need to travel by taxi once in a while. This means we need to get a car seat for the baby. We would prefer a seat that is strapped in the car just using the seat belt – don’t want one that needs a base as we’ll only have to store the base in our apartment. Can anyone recommend a car seat like this? It would also be good if the car seat could be used in a stroller frame as our ‘everyday’ stroller. Any advise would be much appreciated.

What is a good car seat that will hold to 100 pounds?

We have a travel system (car seat for infants + stroller) and we will eventually have to buy a car seat for bigger kids.

Most car seats hold up to 4o to 65 pounds… but someone told us that some car seats will hold to 100 pounds.

Do you know of a good car seat that will hold to 100 pounds? We have a big baby and we want the seat to last as long as possible.

What is the best convirtable car seat out there?

My son is 6 months old and weighs almost 22 lbs. He is almost past the weight limit on his car seat. We need to buy a convirable car seat. We are kinda on a budget. We dont want to spend more than 5. Thats even pushing it lol. We want something that is safe and that can fit easily in our small car.

What is the best car seat and stroller combination?

I want to buy a car seat and stroller that can easily be interchangeable. I hate the big heavy strollers so I was looking for something that is lightweight and not a pain to carry around.

Any suggestions?

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